Sylvia was outstanding. She made the very daunting task of buying a house simple. She was always there to answer questions and highly knowledgeable and friendly. Highly recommend Sylvia and thank her again for all her help.Jayde Kersnovske17/02/2022
Sylvia has been assisting us with our finance for years and she is the best! Sylvia is professional, patient, knowledgeable and very organised. We highly recommend Sylvia!Sherry Wu17/12/2021
Sylvia was fantastic to deal with from start to finish! As someone who didn’t know much about the home loan application process, she broke everything down for me into easy to understand steps and was available to explain things whenever I needed more information to make a decision. I couldn’t recommend her more. They say buying a home is one of the most stressful processes and decisions you can make in your lifetime. I’ll be forever grateful to Sylvia for making my experience as streamlined and stress-free as possible.Emily Anderson24/11/2021
We cannot thank Sylvia enough for her assistance when purchasing our house. Sylvia has went above and beyond to ensure we were successful in our loan application in this very busy property market. We often found ourselves asking her all sorts of advice for which she happily provided. Her knowledge in property market and loans is truly extensive and we are extremely satisfied with the service she has provided. We will definitely recommend Sylvia to others at any opportunities we get. Thanks Sylvia!Vivian Tang09/08/2021
Sylvia helped my partner from the get go was clear with her plan He was well informed along the way where he was in the process and she’s very patient 😂thank you Sylvia couldn’t recommend you enough 🥳Chantelle Siteine05/08/2021
Sylvia from Kingdom Financing helped us with the purchase of our new home. She was there every step of the way, from liasing with Banks, Solicitors and Agents, to answering all our questions and chasing up any last minute paperwork. I would highly recommend her when looking to purchase your new home!Brad Whyatt13/04/2021
We have used Kingdom Financing four times now and I would not hesitate to use Sylvia again or recommend her services. She is professional, has exceptional attention to detail and is lovely to deal with. The lending process is seamless with her service. Nothing is trouble and she is happy to explain any question in the clearest manner so there are no misunderstandings while guiding you through paper work. She works hard at finding you the best rate whilst giving you options that will best suit your lending profile. Thank you Sylvia, till next time :-)Viviana Zocaro27/07/2020
Simply outstanding service. Nothing was too much trouble, particularly when working under very tight time constraints. Without Sylvia, we would have most certainly missed out on securing finance for our dream home. Thank you.Christopher Thiele21/05/2020
I can not recommend kingdom Financing and Sylvia Cartmill enough. The service provided was above and beyond what I’ve dealt with in the past with other agencies. Communication was key here and Sylvia always responded to our inquiries within a timely manner and with exceptional professionalism. I believe that Sylvia has bettered our circumstances and gotten us our dream home with her diligent work. Thank you!Carla Thiele06/05/2020
Sylvia and the Kingdom team helped me in a big way with our home loan when I wasn't getting anywhere trying to do it by myself. She was always available when I had any questions and was amazing with dealing with the banks to get me into my dream home. I would give Kingdom Financing 10 Stars if it let me. Thank you Sylvia.Rob C01/05/2020
Expert Matters
Medical Professional Loans
Did you know that medical professionals are eligible to borrow up to 100% of the property value?
Most banks allow you to borrow a maximum of $4.5 million for residential or investment properties. However, larger loans are available on a case-by-case basis. If you are not a qualified doctor, some lenders may even favour certain specialists such as vetenarians, chiropractors, optometrists, physiotherapsits, and more.
Find out more by getting in touch today!
Business Loans
For the entrepreneurs and business owners, we understand that a large amount of capital is required to start or run a business. A business loan can help with your expansion plans, fund growth, manage cash flow, or your next purchase.
Find out more on how to achieve your business goals by leveraging on what you have today, by getting in touch.
Asset & Vehicle Loans
Whether you’re a small business or a large corporation, finding the right loan structure for your vehicle, asset and/or equipment is vital for the growth of your business. Every business is different, find out how to get a flexible or tailor-made solution for your business.
If you are thinking of purchasing business vehicles, asset or equipment, and need some advice regarding capital or cash flow finance, get in touch with us today.
Residential Home Loans
When you are looking to purchase a residential property to live-in or to invest, lenders have different policies and views that determine how much you can borrow based on your income, spending habits, financial history, and more. Complexities can also exist for those that wish to purchase a land, and/or building a home in this current financial climate.
Our mission is to guide, simplify, and make your home loan process effortless.
Commercial Property Loans
The rules for borrowing can vary for those that are looking to invest in a commercial property. Commercial lending products with the mainstream banks can mean higher interest rates, more rigid and restrictive conditions compared with the regular residential lending.
Get in touch with us today and find out how to choose the right lender, present a strong case, and obtain the most suitable loan for your commercial and business needs.
Construction Loans
Building a home can be exciting and stressful all together!
Construction loans are usually funded in ‘progress payments’ that cover the costs of each stage of your home, and usually paid directly to the builder at each stage of the build.
Lender policies and requirements vary vastly between registered builders and own-builders. Get in touch to find out more.
Personal Loans
Personal loans can be a useful strategy in consolidating debts, travel overseas, paying for a wedding, special event, or for any general use. Depending on your personal circumstances, you may not have to provide any security for the loan. You may be able to get a personal loan as simple as having a regular income, be an Australian Permanent Resident, and at least 18 years of age.
Not all personal loans offer the same features, such as the term of the loan or rates, and can end up extremely expensive if you’re not provided with the right advice. Speak with us today.
Refinance
Do you have a loan that has never been reviewed? Having your home loan reviewed and refinanced can be a smart way to manage your finances including cash flow management, debt restructuring, securing a better deal, or releasing equity in your home loan, depending on your goals and needs.
Book in for a free consultation and find out more on the costs and benefits of refinancing your home loan today.
Loan Protection & Insurance
If you’re an owner of any type of asset, it is imperative that you have sufficient personal insurance cover in the event of death, injury, and loss of income. In addition, if you are a landlord or investor, obtaining general insurance such as landlord insurance, home and contents insurance, and vehicle insurance is important against theft, damages to your assets, and loss of rental income.
Book an appointment to discuss and receive a quote on protecting your assets today.